Just another evening at the nearby café with my friends, we
chatted and discussed various things under the sun. Sipping my glass of cold
coffee and munching my Choco-chip cookies I listened as my friends discussed the
rising prices not a very interesting discussion I thought as I tried to remain
part of the conversation amidst some heated discussions about the rising prices
and government policies. It seemed not a very fruitful discussion with lot of
smoke literally with a ashtray full of cigarette butts and puffs of smoke from their
favourite brands. My thoughts drifted to
a morning conversation that I overheard . It was my neighbour aunty arguing
with the kabadiwala haggling over the old newspaper and empty rum bottle rates.
She managed to get over Rs 300/- from him but did not seem pleased at all. She
said aaj kal 300/- Rs, mein aata hi kya hai.(What does one get in Rs 300 these
days). To this the kabadi wala quickly retorted madam I save 300 per day for my
daughter’s education so that she may get a good education when she grows up.
As my thoughts drifted back to the discussion I felt the
gloomy prospects of not being able to enjoy a cup of cold coffee, buy my
favourite brands or this life style seemed to gloomy so I shared the Rs 300 saving a day gyan,
elaborating on it that if we invest Rs 100 a day then we can have an additional
fixed income or pention when we come to the retirement age .
With retirement sorted out at Rs 300 a day saving and
Child education at 300 a day saving it seemed a silver lining
to present day scenario of doom & gloom so we decided to catch a Sunday
evening show at the nearby multiplex.
Oblivious of the fact that my friends needed to cut down on
their smoking or it would any way kill them & me (of passive smoking) or
were they banking on the Rs1000 a month investment plan with a health cover
of for hospitalization
we made a move towards the multiplex to catch a movie. And
how would I get this additional 10-11000 Rs for investment ? would I tweak my
yearly 1 lakh tax saving investment or should I start investing in the stock
markets were some of the thoughts that occupied my mind for the rest of the
evening.
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